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Should you apply for both? Is it worth your time and research? The simple answer is yes. Scholarships and grants are free money to help you in your educational journey. Different from financial aid student loans, where you must pay those back, these are based on many factors. That being said, since there are so many options to choose from, you should start your research as soon as possible to see which are best for you.

Grants
A grant is a form of financial aid that does not have to be repaid. Grants, Federal Supplemental Educational Opportunity Grants (FSEOG), Teacher Education Assistance for College and Higher Education (TEACH) Grants, and Iraq and Afghanistan Service Grants are just some of the options for you to apply for.

Scholarships
Many nonprofit and private organizations offer scholarships to help students pay for college or career school. This type of free money, which is sometimes based on academic merit, talent, or a particular area of study, can make a real difference in helping you manage your education expenses.

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