Credit cards aren’t always the best option when it comes to making purchases. The reason being is that it can put you in a heap of debt. For this reason, you should never pay your household bills with a credit card. If you don’t pay the full price each month, the price of interest can become unbearable. Another thing, you shouldn’t pay for cars with a credit card. Most car dealers won’t even allow it because they would have to pay a transaction fee. This next one should be a no brainer, student loans. Paying student loan debt on a credit card increases the interest you’re paying on the debt. You shouldn’t even do it with a zero-percent introductory credit card because they will expire in due time. Credit cards should help you to balance your finances so the last thing you should be doing with a credit card is splurging at the mall or enjoying a night out on the town. This will almost always lead to regret. Lastly, you should never use a credit card to pay medical bills. If you do decide to, make sure to read all the fine print.