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Nicole Ortizz

How to Impress an Interviewer for a Job

By Interview Tips

If you’re going for a dream job interview, you’ll want to blow away the interviewer. Here are a few tips for doing this.

  1. Practice questions with a friend.
  2. Research the company and who you will be talking to.
  3. Come prepared with questions for the interviewer.
  4. Arrive early.
  5. Practice your responses.
  6. Ask about what the next steps are.
  7. Remain positive.

Image via Live Career.

Here’s Why a Company Might Not Be Interested in Your Application

By Interview Tips

If you applied for a job and didn’t hear back, it’s undoubtedly a crappy feeling. Especially if it’s a job that you really wanted, it can be soul-crushing.

Here are some reasons why your application might’ve been ignored.

  1. You applied too late compared to other applicants.
  2. Your design or formatting didn’t work.
  3. Your resume and profile on LinkedIn have gaps or inconsistencies.
  4. Or, most obviously, you weren’t qualified for the job.

Image via Forbes.

Resume Writing Tips

By Resumes

To get yourself your dream job, you’ll need a dream resume to match it. Here is some advice on how you can land a job with your resume.

  1. Design it in a unique way (but don’t go overboard).
  2. Cater the resume to the job.
  3. Use necessary keywords and data when possible to boost your resume.
  4. Edit and ask for peer review.
  5. Make sure your contact info is in an easy place to see.

Image via Houston Chronicle.

3 Credit Cards to Help Your Bad Credit

By Uncategorized

When you struggle with bad credit, you may find it hard to get approved for just about anything. The good news is, if you want a credit card, there are some companies out there that will still approve you. Most are secured, meaning you will have to pay a deposit.

Here are 3 credit cards you should check out when trying to rebuild your credit history:

  1. Capital One Secured Master Card: This is a secured card meaning you will have to put money down on it. The good news is, you have 80 days to do so. Your interest rate may be really high, but that’s to be expected with any credit card if you have bad credit.
  2. Discover It Secured: This is a secured card. In order to apply, you must first apply for a regular Discover Card. If you’re denied, then they may offer you this card, but there’s no guarantee.
  3. First PREMIER Bank MasterCard Credit Card: You must have a bank account in order to qualify for this card.

Image via BadCredit.org.

The New Credit Score System Might Make It Easier to Get Loans

By Uncategorized

Those with little to no credit history or between 500 and 600 on their FICO score may see an increase in loan opportunities.

UltraFICO, a new type of credit score system, will help consumers establish a credit score based on their banking and savings habits rather than credit cards, loans and debts. It’s meant to help the over 7 million people who fall in the upper-500 and lower-600 range, which is typically the minimum for lenders.

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Image via The New York Times.

How Your Credit Score May Affect Your Engagement

By Uncategorized

Planning on popping the question? Well there are certain ways that your credit score might play a factor in that decision.

  1. Spray out payments if it’s not possible to make the purchase in one fell swoop.
  2. Use the credit card rewards to plan a honeymoon.
  3. Another great perk of rewards is finding cards that have 0% interest.

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Image via Glenn’s Freedom Chrysler Dodge Jeep Ram.

Products for Testing Your Home

By Uncategorized

Statistics show that there is at least one home invasion every 15 seconds. Many of those times, the home owner is present. It makes sense then that so many homeowners are looking for solutions to stay safe. Check out these great affordable products recommended by consumers, industry experts and security professionals. They are guaranteed to keep your home break-in proof.

  1. Frontpoint: Frontpoint has really awesome reviews from customers, especially for their great customer service. They are competitively priced with no hidden fees. They also have an easy DIY (self-installation) security system with cellular alarm monitoring.
  2. Protect America: Protect America is very popular with their customers. They offer great value for a low price. You can even get their price-lock guarantee that ensures your monthly monitoring bill stays the same.
  3.  LiveWatch: Unlike many other companies, LiveWatch requires very low commitment. You only beed to sign on for a 1 year contract and they offer the lowest monthly price for cellular monitoring.

Image via Security Alarm.

How to Find Cheaper Auto Insurance Premiums

By Uncategorized

Good drivers, rejoice: It’s likely easier for you to find a cheaper auto insurance premium!

Insurance companies want to work with good drivers and promote safety on the road, so it only makes sense that they’ll want to partner with people don’t have any marks on their driving records.

These are the different types of insurance you can purchase:

  • Uninsured/underinsured coverage.
  • Minimum required insurance within your state.
  • Usage-based insurance programs.

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Image via Farmers Insurance.

4 More States Got Home Loans That Are Military-Friendly

By Uncategorized

Those in the military get housing benefits, but four more states just got military-friendly loans: Georgia, Florida, North Carolina, and Pennsylvania.

The Georgia Dream program provides assistance to first-time buyers, those that haven’t owned a house in three or more years, and those who live in designated areas. The Florida Housing Finance Corporation gives a Florida Military Heroes loan to former military members who want to live in affordable housing. North Carolina’s NC Foreclosure Prevention Fund gives zero-interest loans to help veterans keep their homes. The Keystone Home Loan Program in Pennsylvania offers low-interest loans to veterans.

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Image via Military.com.

Utility Companies May Offer Loans for Energy Upgrades

By Uncategorized

Alaskan utility customers may soon find a pleasant surprise in the form of loans. For energy efficient upgrades and adding renewable energy systems, they will be paid back through their monthly bills.

Known as “on-bill financing,” this is already done throughout the country.

Gov. Bill Walker signed a bill into law to suspend service to customers if they don’t pay back their loans. According to president and CEO of Golden Valley Electric Association Cory Borgeson says the company has to set up a bank business before the program can begin.

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Image via TreeHugger.

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